| |
Borrower's Certification & Authorization
Certification
- I have applied for a mortgage loan with WFM Investments, Inc...
In applying for the loan, I completed a loan application containing
various information on the purpose of the loan, the amount and
source of the down payment, employment and income information,
and assets and liabilities. I certify that all of the information
is true and complete. I made no misrepresentations in the loan
application or other documents, nor did I omit any pertinent information.
- I understand and agree that Lender reserves the right to change
the mortgage loan review process to a full documentation program.
This may include verifying the information provided on the application
with the employer and/or the financial institution.
- I fully understand that it is a Federal crime punishable by
fine or imprisonment, or both, to knowingly make any false statements
when applying for this mortgage, as applicable under the provisions
of Title 18, United States Code, and Section 1014.
- I agree that WFM Investments, Inc. may share information with
its subsidiaries and affiliated companies about its experience
with me. WFM Investments, Inc... may also share information provided
to it relating to this and other applications, information it
may obtain about me from outside sources, and consumer report
information.
Authorization to Release Information
To Whom It May Concern:
- I have applied for a mortgage loan from Lender. As part of the
application process, Lender may verify information contained in
my loan application and in other documents required in connection
with the loan, either before the loan is closed or as part of
its quality control program.
- I authorize you to provide to Lender, and to any investor to
whom Lender may sell my mortgage, all information and documentation
that they request. Such information includes, nut is not limited
to, employment history and income; bank, money market, and similar
account balances; credit history; copies of income tax returns,
rent history, utility payments, phone payments and cable payments.
- Lender or any investor that purchases the mortgage may address
this authorization to any party named in the loan application,
and a copy of this authorization may be accepted as an original.
- Your prompt reply to Lender or the investor that purchased the
mortgage is appreciated.
NOTICE TO BORROWERS: This is notice to you as
required by the Right to Financial Privacy Act of 1978 that the
Department of Veterans Affairs Loan Guaranty Service or the Department
of Housing and Urban Development and the Federal Housing Administration
(HUD/FHA) has a right to access financial records held by a financial
institution in connection with the consideration or administration
of assistance to you. Financial records involving your transaction
will be available to the Department of Veterans Affairs Loan Guaranty
Service or HUD/FHA without further notice or authorization, but
will not be disclosed or released by this institution to another
Government Agency or Department without your consent except as required
or permitted by law. |
